How We Collect Information
We do not obtain any personal information about you unless you choose to share it. When feasible, we do automatically collect your IP address. We also automatically collect and store statistics and other information about you and your online activities both on an aggregated, non-personally identifiable basis and in a manner that may allow us to associate such information with other personally identifiable information about you and your activities on our site.

What Types of Information Do We Collect About You and Why?
We gather personally identifiable information that you expressly provide when you enter information into a form on our Web site, including, without limitation, your name, mailing address, e-mail address, and other unique personal identifiers (e.g., date of birth) ("Personal Information"). If you choose not to provide the requested Personal Information, we may not be able to offer you personalized services that require such information.

We collect Personal Information about you to (a) provide products, programs, and services that you have requested; (b) operate and improve the features, offerings, and content presented to you by us and our affiliated companies, successors, and assigns; (c) personalize the content and advertisements provided to you; (d) communicate with you and respond to your inquiries; (e) conduct research about your use of the features, offerings, and content from us, or our parent or sister companies and partners; (f) provide product improvement; (g) "pre-populate" forms; (h) provide you with advertising targeted to your preferences; and (i) help offer you other products, programs, or services that may be of interest to you. We also reserve the right to collect and reuse Personal Information about you for marketing purposes.

We also collect anonymous information, which includes any information that is not tied to your Personal Information, such as your IP address ("Anonymous Information"). You are not required to register on our Web site in order for us to collect Anonymous Information about you.

In addition to the Personal Information that you provide to us, we may use third-party advertising companies to serve and track advertisements appearing on our Web site. Such third-party companies may employ cookies and action tags to measure advertising effectiveness. To learn more about "cookies," please see the section below titled "Cookies and Other Tracking Methods."

How We Use and Disclose Your Information
We use your information on an aggregated basis to do such things as operate our site and enhance our site. We also use this data, both aggregated and personally identifiable, to enhance your on-site experience. We may disclose aggregated information about our site to third parties.

As a general practice, we do not sell your personally identifiable information to third parties or mass marketers. However, on particular pages where we ask for your personally identifiable information, we may explicitly tell you that the data we are collecting on that page will be provided to third parties, in which case those disclosures shall override anything to the contrary in this policy. We would also have the right to sell this information as part of a sale of all or substantially all of our assets.

In some situations, we provide your personally identifiable information to third-party service providers to enhance or expand the functionality available to you as a user of the Site, but this will only be done when you specifically ask us to by responding to a survey.

In some cases, we use your personally identifiable information to provide information to you, such as to send newsletters and email that you request, or to personalize the site in accordance with your requests. We will provide you with directions in all emails and newsletters on how to be removed from our newsletter list.

Additionally, a representative from CBN, LLC may use your personally identifiable information that you provided to subsequently contact you by telephone in order to obtain your feedback on the quality of the follow-up you received and/or discuss additional education related opportunities even if you have registered your telephone number with the National Do Not Call list. Participation in the survey is strictly voluntary. Please tell the representative if you wish to opt-out of participating in such surveys in the future. E-mail and web-based surveys will include instructions for opting out of future customer support surveys.

Cookies and Other Tracking Methods
We may use cookies on our site. Cookies can help us provide information that is targeted to your interests. Cookies allow us to better understand how users use our site, which in turn helps us focus our resources on features that are most popular. In addition to using cookies, in some circumstances we may track or collect information about your activities on our site by your IP address or by the URLs that you come from or leave to. However, these methods do not permit us to associate this information with any other personally identifiable information that you may have provided us.

Age Issues
In compliance with the Children's Online Privacy Protection Act of 1998, we do not accept personally identifiable information online from children under the age of thirteen (13).  If you are under thirteen (13) years of age, you cannot complete any forms or surveys on this site, and you should not otherwise send us any personal information.

Each time you access our Web site or request information on a product or service we represent, or provide personal information about yourself or anyone else, you are representing to us that you are eighteen (18) years or older. If you are under eighteen (18) years of age and want to request information on this site, you should first check with your parents to make sure it is okay to do so.

Transferability of Information
Information collected in accordance with this Privacy Policy by us may be stored and processed within the United States of America or in any other country in which we or our agents maintain facilities. By using our Web site, you consent to any transfer of Personal Information outside of your country, should we find it necessary.

In the event that we are acquired or merge with another company, or upon a sale of all or portion of our assets, Personal Information about you will be among the assets transferred to the new company. The new company may handle such Information in accordance with its own policies and procedures and not in accordance with this Privacy Policy.

Information on the Web Site
Information on this Web site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice. We may also make improvements and/or changes in the products and/or the services described in this information at any time without notice.